Spend time balancing budget
Created on 4/6/2010 by Disciplanner
Negative No
1. Make a complete list of the things that are absolute necessary and those that can be compromised.

2. Make a monthly budget out of the earnings after keeping aside money for necessary savings and ongoing investments.

3. Allocate your monthly budget to each item and always keep some surplus in hand to take care of the emergencies.

4. Allocate money for the possible luxuries and the fun within the allocated budget.

5. In the middle of the month, adjust your allocation as per the actual spending and money in hand out of the budget. Decreasing or increasing fun activities, as per need, is an easiest option to balance the things.
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